Used Cars, Trucks & SUVs For Sale on Long Island, NY

A Guide to Buying a Used Car

Got your eyes on a used vehicle? Here are some steps you should take when shopping for one:

Set Your Budget

Before getting that used Ford Explorer or another pre-owned car, determine how much you'll spend on the vehicle. If you're applying for a vehicle loan, make sure that your payments are within your salary. Meanwhile, a limited budget would mean purchasing a more affordable option.

Additionally, you should consider maintenance costs and other vehicle-related expenses, like fuel and insurance.

List the Cars You're Considering

If you're after low costs, try looking at multiple manufacturers. List at least three vehicles that meet your exact criteria and budget. For example, you could list used cars under $15,000 or lower and sort them out according to their make or vehicle type that fits your preference.

Get Affordable Financing

You can apply for financing at any of these financial service providers or resources:

• National banks
• Credit unions
• Community banks
• Online banks
• Loan comparison websites
• Finance companies
• Car dealerships

Check Prices

Pre-owned vehicle pricing also varies by dealer. Used car dealers include new car dealerships, used car superstores, independent car lots, and private-party selling websites.

Privately sold vehicles will cost less than those offered by other sellers. However, they are less likely to have protection and are more exposed to liabilities than cars from dealerships. Meanwhile, certified pre-owned cars (factory-certified vehicles available at a manufacturer-operated dealership) will usually cost more. Look at current offers until you find the best one for your needs and budget.

Other Tips

• Check vehicle history reports. Used car sellers, like VIP Automotive Group dealerships, will give you these reports for free.
• Take the car for a test drive. This way, you'll know whether to buy it or look further.
• Have a mechanic inspect the vehicle.